How to Buy a 3.5-carat diamond ring

Finding your one and only is hard, and finding a perfect diamond engagement ring as a gift for this person is even harder! Actually, the problems start when you try to select an appropriate weight for a central stone. For example, you can face the situation when a 3-carat diamond is not enough, while a 4-carat diamond is already too much. And here, a ring featuring a 3.5-carat diamond becomes an excellent solution. (If you cannot imagine this amount of carats, such a stone weighs 0.6 grams and is half as heavy as a Jelly Bean.)

Getting a stone of such carat weight is not easy. The general rule of the diamond market states that finding any diamond more than 2 carats is almost impossible. But the task gets even more complicated if you need to find a 3.5-carat diamond — not a 3-carat or a 4-carat one, but the happy mean between them.

3.5 carats ≈ 600 milligrams ≈ ½ Jelly Bean

What to do if you really need a 3.5-carat diamond? The easiest way is to refer to our professionals. We can source any diamond for you through our worldwide inventory for wholesale prices. Alternatively, you can search for this diamond by yourself. To assist you here, we’ve collected the recommendations on how our diamond experts choose an excellent option for clients in this weight category. Follow reading to learn more from them!

#1 Advise in the Buying Guide for a 3.5-carat diamond ring

When it comes to choosing the diamond jewelry, a perfect ring is about not only the highest quality but also outstanding beauty. For visual attractiveness, the measurements of a central stone play a crucial role. Specifically, you should take into consideration the length to width ratio and table size of a diamond. For example, if you choose a classic round shape for a 3.5-carat gemstone, you should check whether the face-up area is close to 76.51mm². This diamond should also have the dimensions 9.87x9.87x5.95mm to create a perfect length to width ratio (which is between 1.0 and 1.1). These parameters are the touchstone for a round-shaped diamond of 3.5-carat weight.

3-5-carat-diamond-ring

Why the visual appeal of a diamond is that important? Because the carat weight alone doesn’t guarantee your total satisfaction, especially when it comes to the size and brilliance of a stone. Women love beautiful things, so a 3.5-carat diamond ring should meet this criterion first and foremost. Appropriate face-up parameters of a loose diamond ensure the stone will be set perfectly in a ring and demonstrate all its main advantages.

In short, getting the key measurements of a 3.5-carat diamond will help you determine its cut and ensure you’ve selected the perfect shape that reveals its sparkle and weight.

A perfect round-shaped 3.5-carat diamond:

Face-up area: 76.51mm²

Dimensions: 9.87x9.87x5.95mm

Length-to-width ratio: 1.0—1.1

What’s the price of a 3.5-carat diamond?

The 3.5-carat diamond cost ranges from $7.700 to $105,270 per carat. What a big difference for the stone of the same weight, right? But that’s inevitable: determining the exact 3.5-carat diamond ring price requires considering several criteria at once. Specifically, you should understand the combination of carat weight, clarity, cut, and color — or the 4C’s of a diamond. Once well chosen, these parameters create a perfect balance of beauty and brilliance in a stone. And as a buyer, you’ll get its adequate pricing and real value-for-money.

By the way, the rule of 4C’s works for any diamond, notwithstanding the number of carats it possesses. But the larger carat weight makes this combination work a little differently. In particular, it slightly increases the importance of several parameters to result in a perfect balance. There are two things any 3.5-carat diamond ring requires: a round shape and the best cut ever.

If you decide not to sacrifice all the other parameters, you’ll increase the price paid for a stone. In our range, you have a good starting point: the lowest price is given for a round shape and the excellent cut already. Thus, the increase in cost means enhancing less important clarity and color grades.

For a 3.5-carat diamond, we recommend choosing a round diamond shape and an excellent diamond cut

Here are the thresholds you shouldn’t pass with a 3.5-carat diamond at any cost:
  • K color. Depending on the chosen metal in the setting, you shouldn’t go below J diamond color for platinum and white gold and K diamond color for yellow gold. That’s because a yellow color in the metal is capable of masking a yellowish tint in a lower diamond color grade. Thus, when you choose a precious stone, you should be pickier with a white metal band.
  • Excellent cut. The diamond cut is always the most important parameter in the stone. It determines all its best traits — including brilliance, fire, and sparkle. And so, it’s not the dimension to save money on.
  • SI1 clarity. This diamond parameter stands for all the imperfections and blemishes in a diamond. And so, you should pay attention to it not to mess things up. We recommend going for a diamond of SI1 clarity if you see that all its inclusions are situated on the edges. Otherwise, reassure yourself by picking VS2 clarity, at least.
  • GIA report. Last but not least, always ask for a GIA certificate for your diamond. This report works as a passport for the precious stone. And the strongest point about the GIA certificates is that the reputation of this grading institute guarantees validity of all the parameters indicated.

3-5-carat-diamond-ring1

Color of 3.5 diamond ring

Actually, the color is the most important aspect for colored diamonds, losing its importance in the case of colorless diamonds. That’s because the intensity of a hue determines the depth of a fancy color — and so, the overall diamond value. In the case of such gemstones, the diamond color parameter stands for tone and distribution. If your 3.5-carat diamond has any color, it’s relevant to invest in its saturation.

But when it comes to colorless diamonds, the presence of color rather spoils a stone than increases its value. Moreover, this parameter changes insignificantly and doesn’t affect the visual appeal. In particular, the scale of colorless diamonds ranges from D to Z, indicating the presence and visibility of a yellowish or browning tint in them. But the difference between these grades is not always evident and eye-clean. In practice, you can descend till K color — and still don’t see any dramatic difference with a flawless D color in a ring. We recommend our clients to use this knowledge for their advantage while shopping for a 3.5-carat diamond.

Perfect clarity degree for a 3.5-carat diamond

The general rule for any diamond is to avoid the appearance of inclusions on its table. That’s the reason why we recommend to choose SI1 clarity for any diamond. The same rule applies to the stone of 3.5-carat weight.

However, some diamond shapes can increase the severity of this rule. In particular, the appearance that makes the gemstone look bigger calls for increasing clarity till VS2 minimum.

In any case, don’t be afraid of blemishes! They are the birthmarks on your precious stone and its permanent companions. So, your task is simply not to allow them to dominate your diamond.

Parameters for a 3.5-carat diamond

Color: no less than K

Clarity: no less than SI1

Cut: Excellent

Certification: GIA

3.5-carat diamond cut

Cut determines the size and the light reflection ability in a diamond. That’s because it affects its proportions, polish, shape, and symmetry.

The importance of cut quality is tremendous. Like in any other carat category, this parameter defines a 3.5-carat diamond price a lot. With such a big stone, it’s hard to mask the poor cut. That’s why you cannot go below the excellent cut, or the best cut possible for a diamond in general.

Is a 3.5-carat diamond big enough?

This is one of the frequently asked questions about diamonds, and one of the most inaccurate ones. That’s because the size of a diamond doesn’t depend on its carat weight only. In addition to this parameter, you should pay attention to the diamond shape and cut. Anyway, 3.5-carat weight is a good start for getting a diamond that will look big enough to become visible.

To make the best choice, review several options before buying. All the 4C’s of a diamond affect the price. But some degree changes in diamond parameters are not eye-clean, while the others require your total attention and strict inflexibility. Use these insights for your advantage.

Is it hard to find a 3.5-carat diamond?

In general, all the diamonds heavier than 2 carats are hard to find. But searching for them is totally worth it. That’s because the significant carat weight of a 3.5 ct diamond ring maximizes its brilliance and sparkle tremendously.

By referring to Diamond Registry experts, you won’t experience any difficulties in getting exceptional diamonds. Since 1961, we have been sourcing GIA-certified diamonds in all carat categories for wholesale prices and making such stones available to the public. Just contact us through the submission form, and we’ll get in touch within seconds!

Jewelry
Color range: i
  • D Color
  • E Color
  • F Color
  • G Color
  • I Color
  • J Color
  • K Color
  • D Color
  • E Color
  • F Color
  • G Color
  • I Color
  • J Color
  • K Color
Clarity: i
  • I.F.
  • VVS1
  • VVS2
  • VS1
  • VS2
  • SI1
  • SI2
  • I.F.
  • VVS1
  • VVS2
  • VS1
  • VS2
  • SI1
  • SI2
Color: Color i
Color intensity:  Faint - Fancy i
  • Faint
  • Faint
  • Very Light
  • Light
  • Fancy Light
  • Fancy
  • Fancy Intense
  • Fancy Vivid
  • Fancy Deep
  • Faint
  • Faint
  • Very Light
  • Light
  • Fancy Light
  • Fancy
  • Fancy Intense
  • Fancy Vivid
  • Fancy Deep
FREE QUOTE
Check the Wholesale Price
Weight (carat):  1 carat i
  • 1
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
Shape: i
Check Price Now
Submit your details and our experts will contact you with price information
Get free quote