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How To Buy A 3.5-Carat Diamond Ring

Updated on September 2, 2024

With over 40 years of expertise, Diamond Registry’s CEO and owner, Nissan Perla, is your trusted guide in the diamond-buying world. Recognized by prestigious publications like The Washington Post and Chicago Tribune, Nissan’s extensive knowledge and experience in evaluating, buying, and selling diamonds are unparalleled. Our commitment to integrity, transparency, and delivering exceptional value ensures that you make an informed decision when acquiring your timeless treasure. Choose Diamond Registry for personalized guidance, education, and a curated selection of the finest quality diamonds, backed by decades of industry expertise and dedication to your satisfaction.

Table of Contents

Finding your one and only is hard, and finding a perfect diamond engagement ring  as a gift for this person is even harder! Actually, the problems start when you try to select an appropriate weight for a central stone. For example, you can face the situation when a 3-carat diamond is not enough, while a 4-carat diamond is already too much. And here, a ring featuring a 3.5-carat diamond becomes an excellent solution. (If you cannot imagine this amount of carats, such a stone weighs 0.6 grams and is half as heavy as a Jelly Bean.)

Getting a stone of such carat weight is not easy. The general rule of the diamond market states that finding any diamond more than 2 carats is almost impossible. But the task gets even more complicated if you need to find a 3.5-carat diamond — not a 3-carat or a 4-carat one, but the happy mean between them.

3.5 carats ≈ 600 milligrams ≈ ½ Jelly Bean

What to do if you really need a 3.5-carat diamond? The easiest way is to refer to our professionals. We can source any diamond for you through our worldwide inventory for wholesale prices. Alternatively, you can search for this diamond by yourself. To assist you here, we’ve collected the recommendations on how our diamond experts choose an excellent option for clients in this weight category. Follow reading to learn more from them!

#1 Advise In The Buying Guide For A 3.5-Carat Diamond Ring

When it comes to choosing the diamond jewelry, a perfect ring is about not only the highest quality but also outstanding beauty. For visual attractiveness, the measurements of a central stone play a crucial role. Specifically, you should take into consideration the length to width ratio and table size of a diamond. For example, if you choose a classic round shape for a 3.5-carat gemstone, you should check whether the face-up area is close to 76.51mm². This diamond should also have the dimensions 9.87×9.87×5.95mm to create a perfect length to width ratio (which is between 1.0 and 1.1). These parameters are the touchstone for a round-shaped diamond of 3.5-carat weight.

3-5-carat-diamond-ring

Why the visual appeal of a diamond is that important? Because the carat weight alone doesn’t guarantee your total satisfaction, especially when it comes to the size and brilliance of a stone. Women love beautiful things, so a 3.5-carat diamond ring should meet this criterion first and foremost. Appropriate face-up parameters of a loose diamond ensure the stone will be set perfectly in a ring and demonstrate all its main advantages.

In short, getting the key measurements of a 3.5-carat diamond will help you determine its cut and ensure you’ve selected the perfect shape that reveals its sparkle and weight.

 

A perfect round-shaped 3.5-carat diamond:

Face-up area: 76.51mm²

Dimensions: 9.87×9.87×5.95mm

Length-to-width ratio: 1.0—1.1

 

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What’s The Price Of A 3.5-Carat Diamond?

The 3.5-carat diamond cost ranges from $7.700 to $105,270 per carat. What a big difference for the stone of the same weight, right? But that’s inevitable: determining the exact 3.5-carat diamond ring price requires considering several criteria at once. Specifically, you should understand the combination of carat weight, clarity, cut, and color — or the 4C’s of a diamond. Once well chosen, these parameters create a perfect balance of beauty and brilliance in a stone. And as a buyer, you’ll get its adequate pricing and real value-for-money.

By the way, the rule of 4C’s works for any diamond, notwithstanding the number of carats it possesses. But the larger carat weight makes this combination work a little differently. In particular, it slightly increases the importance of several parameters to result in a perfect balance. There are two things any 3.5-carat diamond ring requires: a round shape and the best cut ever.

If you decide not to sacrifice all the other parameters, you’ll increase the price paid for a stone. In our range, you have a good starting point: the lowest price is given for a round shape and the excellent cut already. Thus, the increase in cost means enhancing less important clarity and color grades.

For a 3.5-carat diamond, we recommend choosing a round diamond shape and an excellent diamond cut

Here are the thresholds you shouldn’t pass with a 3.5-carat diamond at any cost:

  • K color. Depending on the chosen metal in the setting, you shouldn’t go below J diamond color for platinum and white gold and K diamond color for yellow gold. That’s because a yellow color in the metal is capable of masking a yellowish tint in a lower diamond color grade. Thus, when you choose a precious stone, you should be pickier with a white metal band.
  • Excellent cut. The diamond cut is always the most important parameter in the stone. It determines all its best traits — including brilliance, fire, and sparkle. And so, it’s not the dimension to save money on.
  • SI1 clarity. This diamond parameter stands for all the imperfections and blemishes in a diamond. And so, you should pay attention to it not to mess things up. We recommend going for a diamond of SI1 clarity if you see that all its inclusions are situated on the edges. Otherwise, reassure yourself by picking VS2 clarity, at least.
  • GIA report. Last but not least, always ask for a GIA certificate for your diamond. This report works as a passport for the precious stone. And the strongest point about the GIA certificates is that the reputation of this grading institute guarantees validity of all the parameters indicated.
3-5-carat-diamond-ring1

Color Of 3.5-Carat Diamond Ring

Actually, the color is the most important aspect for colored diamonds, losing its importance in the case of colorless diamonds. That’s because the intensity of a hue determines the depth of a fancy color — and so, the overall diamond value. In the case of such gemstones, the diamond color parameter stands for tone and distribution. If your 3.5-carat diamond has any color, it’s relevant to invest in its saturation.

But when it comes to colorless diamonds, the presence of color rather spoils a stone than increases its value. Moreover, this parameter changes insignificantly and doesn’t affect the visual appeal. In particular, the scale of colorless diamonds ranges from D to Z, indicating the presence and visibility of a yellowish or browning tint in them. But the difference between these grades is not always evident and eye-clean. In practice, you can descend till K color — and still don’t see any dramatic difference with a flawless D color in a ring. We recommend our clients to use this knowledge for their advantage while shopping for a 3.5-carat diamond.

Perfect Clarity Degree For A 3.5-Carat Diamond

The general rule for any diamond is to avoid the appearance of inclusions on its table. That’s the reason why we recommend to choose SI1 clarity for any diamond. The same rule applies to the stone of 3.5-carat weight.

However, some diamond shapes can increase the severity of this rule. In particular, the appearance that makes the gemstone look bigger calls for increasing clarity till VS2 minimum.

In any case, don’t be afraid of blemishes! They are the birthmarks on your precious stone and its permanent companions. So, your task is simply not to allow them to dominate your diamond.

 

Parameters for a 3.5-carat diamond

Color: no less than K

Clarity: no less than SI1

Cut: Excellent

Certification: GIA

 

3.5-Carat Diamond Cut

Cut determines the size and the light reflection ability in a diamond. That’s because it affects its proportions, polish, shape, and symmetry.

The importance of cut quality is tremendous. Like in any other carat category, this parameter defines a 3.5-carat diamond price a lot. With such a big stone, it’s hard to mask the poor cut. That’s why you cannot go below the excellent cut, or the best cut possible for a diamond in general.

Why Certification Matters For Your 3.5-Carat Diamond Ring

When you’re buying a 3.5-carat diamond ring, it’s important to have a certificate that proves the diamond’s quality. A GIA certificate, which comes from the Gemological Institute of America, is one of the most trusted. It tells you all about the diamond’s size, cut, color, and clarity, so you know exactly what you’re getting. Having this certificate also makes it easier to sell the diamond later if you ever want to, because buyers trust it.

There are other good certificates too, like the one from the American Gem Society (AGS). They’re known for being very careful about grading a diamond’s cut. Whether you get a GIA or AGS certificate, it shows that experts have checked your diamond, making sure it’s worth what you paid for it.

Perfect Setting For Your 3.5-Carat Diamond Ring

When you’re buying a 3.5-carat diamond ring, picking the right setting is key to showing off the diamond’s beauty. Classic styles like solitaire, halo, and three-stone settings are popular because they make the diamond shine and look stunning. Think about the metal type—platinum, white gold, or yellow gold—and design details like the prong style and band width, as these can change the look and feel of the ring.

If you’re considering an engagement ring, an oval diamond in a solitaire setting is a great choice. It keeps the focus on the diamond, making it the star of the show. But don’t forget about customization—adding personal touches like engraving or small accent stones can make the ring even more special. Overall, choosing the right setting and adding those little details can make your 3.5-carat diamond ring a true reflection of your style and love story.

Is A 3.5-Carat Diamond Big Enough?

This is one of the frequently asked questions about diamonds, and one of the most inaccurate ones. That’s because the size of a diamond doesn’t depend on its carat weight only. In addition to this parameter, you should pay attention to the diamond shape and cut. Anyway, 3.5-carat weight is a good start for getting a diamond that will look big enough to become visible.

To make the best choice, review several options before buying. All the 4C’s of a diamond affect the price. But some degree changes in diamond parameters are not eye-clean, while the others require your total attention and strict inflexibility. Use these insights for your advantage.

Is It Hard To Find A 3.5-Carat Diamond?

In general, all the diamonds heavier than 2 carats are hard to find. But searching for them is totally worth it. That’s because the significant carat weight of a 3.5 ct diamond ring maximizes its brilliance and sparkle tremendously.

By referring to Diamond Registry experts, you won’t experience any difficulties in getting exceptional diamonds. Since 1961, we have been sourcing GIA-certified diamonds in all carat categories for wholesale prices and making such stones available to the public. Just contact us through the submission form, and we’ll get in touch within seconds!

Balancing Comfort And Style In A 3.5-Carat Diamond Ring

When buying a 3.5-carat diamond ring, it’s important to think about how comfortable it will be to wear every day. The ring’s weight, height, and how it sits on your finger can affect how it feels. While a bigger diamond might be appealing, it’s essential to make sure the ring doesn’t feel too heavy or uncomfortable on your hand.

You should also consider your lifestyle when choosing a ring. If you’re active or have a job that involves using your hands a lot, you’ll want a ring that’s durable and can handle daily wear. Finding the right balance between beauty and practicality will help you enjoy your 3.5-carat diamond ring for years to come.

Final Considerations

Before you decide on a 3.5-carat diamond ring, think about the quality of the setting and how well it holds and showcases the diamond. Knowing the journey of the diamond, from deep within the earth to becoming a beautiful gem, can make your choice feel even more special. Lastly, make sure to talk to your jeweler about how to care for and maintain your diamond so it stays as shiny and beautiful as the day you got it. By keeping these points in mind, you’ll be ready to choose a ring that represents your love and lasts for years to come.

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Client Reviews

Rebecca Schott
Rebecca Schott
Nissan, David and his team were extremely accommodating, understanding and patient with our purchase. They took the upmost care to find the best solution for our needs and went above and beyond normal ‘customer service’ standards. I have absolutely no qualms recommending their products and services. Both were absolutely flawless. I will continue to sing them praises and will most definitely purchase from them again in the future. Thank you again!
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Gershom Menachem
Great team of diamond experts who show personal care for the client’s needs and aftersales service. They really go the extra mile to make it happen no matter the challenges ahead. Rush orders, international shipping, upgrade service, jewelry repair, large diamonds, small items, precious stones. Very honest and open information to the clients. You will feel like talking to a friend.
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Thom P.
Bought a beautiful stone here for an engagement ring. I was a little apprehensive since you’re buying something unseen. But Cid made it easy. In fact, Nissan, the owner also gave a call to make me more comfortable. They sent me the stone to take to a local jeweler with only my Amex in case I bailed on them.

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