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Is It Necessary To Insure My Diamond Ring?

Updated on May 27, 2024

With over 40 years of expertise, Diamond Registry’s CEO and owner, Nissan Perla, is your trusted guide in the diamond-buying world. Recognized by prestigious publications like The Washington Post and Chicago Tribune, Nissan’s extensive knowledge and experience in evaluating, buying, and selling diamonds are unparalleled. Our commitment to integrity, transparency, and delivering exceptional value ensures that you make an informed decision when acquiring your timeless treasure. Choose Diamond Registry for personalized guidance, education, and a curated selection of the finest quality diamonds, backed by decades of industry expertise and dedication to your satisfaction.

Table of Contents

wedding ring
Published on March 4, 2024
Updated on May 27, 2024

Because diamond jewelry is so small, it is easy to lose or be stolen. The cost of insurance may seem like an unnecessary expense, but it’s just as important as the insurance you have on your home or car. Your diamond jewelry should be covered by insurance or a warranty, as recommended by our experts at diamondregistry.com.

What makes us your trusted partner

With over 40 years of expertise, Diamond Registry’s CEO and owner, Nissan Perla, is your trusted guide in the diamond-buying world. Recognized by prestigious publications like The Washington Post and Chicago Tribune, Nissan’s extensive knowledge and experience in evaluating, buying, and selling diamonds are unparalleled. Our commitment to integrity, transparency, and delivering exceptional value ensures that you make an informed decision when acquiring your timeless treasure. Choose Diamond Registry for personalized guidance, education, and a curated selection of the finest quality diamonds, backed by decades of industry expertise and dedication to your satisfaction.

Get Diamond Insurance To Protect Your Investment

A jewelry rider can be added to your home insurance policy if you already have it. According to Martha Stewart Weddings, a specialty insurer like Jewelers Mutual might be a better option. Read the fine print carefully. This is a critical step in properly caring for your diamond jewelry.

Insure Your Diamond: What You’ll Need

With a large investment like a diamond ring, it’s important to learn about the various characteristics of your diamond. Insuring a diamond is easier when you know its cut, carat weight, and metal. To help you get started, here’s a guide to diamonds.

Consult with a Jewelry Professional – You should consult with a jeweler about proper diamond care whether you purchased the stone or received it as a gift. They may suggest a specific jewelry cleaner or a cleaning technique for the home..

Your diamond jewelry should always be insured in the event of theft or damage, so make sure to get it covered.

Purchase A Product Backed By A Warranty

The warranty should be included with any diamond purchase. Even if you don’t have a warranty, it’s a good idea to have your jewelry serviced once a year. The jeweler will inspect the setting and perform a thorough cleaning of the piece. To prevent the diamond from falling out of the ring, it’s a good idea to make sure the setting is tight enough to keep it in place. This is a helpful piece of advice when it comes to caring for your diamonds.

Bonus Tips!

Sell your diamonds with ease with Diamond Registry’s comprehensive approach and vast global industry connections to help you find the best buyer for your diamond fast. Visit www.diamondregistry.com/sell-your-ring to take your first step to fast, easy and reliable way of selling your diamond.

Want to check and calculate diamond per carat instantly? Go to DR’s diamond price calculator www.diamondregistry.com/diamond-price-list/#calc-move-to to know how. Reliable and trusted carat calculator in the diamond industry since!

Have any questions? Contact us!

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Client Reviews

Rebecca Schott
Rebecca Schott
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Nissan, David and his team were extremely accommodating, understanding and patient with our purchase. They took the upmost care to find the best solution for our needs and went above and beyond normal ‘customer service’ standards. I have absolutely no qualms recommending their products and services. Both were absolutely flawless. I will continue to sing them praises and will most definitely purchase from them again in the future. Thank you again!
Gershom Menachem
Gershom Menachem
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Great team of diamond experts who show personal care for the client’s needs and aftersales service. They really go the extra mile to make it happen no matter the challenges ahead. Rush orders, international shipping, upgrade service, jewelry repair, large diamonds, small items, precious stones. Very honest and open information to the clients. You will feel like talking to a friend.
Thom P.
Thom P.
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Bought a beautiful stone here for an engagement ring. I was a little apprehensive since you’re buying something unseen. But Cid made it easy. In fact, Nissan, the owner also gave a call to make me more comfortable. They sent me the stone to take to a local jeweler with only my Amex in case I bailed on them.
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