Because diamond jewelry is so small, it is easy to lose or be stolen. The cost of insurance may seem like an unnecessary expense, but it's just as important as the insurance you have on your home or car. Your diamond jewelry should be covered by insurance or a warranty, as recommended by our experts at diamondregistry.com.
Get Diamond Insurance To Protect Your Investment
A jewelry rider can be added to your home insurance policy if you already have it. According to Martha Stewart Weddings, a specialty insurer like Jewelers Mutual might be a better option. Read the fine print carefully. This is a critical step in properly caring for your diamond jewelry.
Insure Your Diamond: What You'll Need
With a large investment like a diamond ring, it's important to learn about the various characteristics of your diamond. Insuring a diamond is easier when you know its cut, carat weight, and metal. To help you get started, here's a guide to diamonds.
Consult with a Jewelry Professional – You should consult with a jeweler about proper diamond care whether you purchased the stone or received it as a gift. They may suggest a specific jewelry cleaner or a cleaning technique for the home..
Your diamond jewelry should always be insured in the event of theft or damage, so make sure to get it covered.
Purchase A Product Backed By A Warranty
The warranty should be included with any diamond purchase. Even if you don't have a warranty, it's a good idea to have your jewelry serviced once a year. The jeweler will inspect the setting and perform a thorough cleaning of the piece. To prevent the diamond from falling out of the ring, it's a good idea to make sure the setting is tight enough to keep it in place. This is a helpful piece of advice when it comes to caring for your diamonds.
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