Buying a diamond engagement ring is probably one of the most important purchases you will ever make. You want to make sure that you choose the right ring for the woman you love. However, this can be a daunting experience if you don’t know what you are looking for.
Buying an engagement ring should be fun and exciting, not stressful and nerve racking. To help alleviate some of the stress, we have provided a few tips on how to choose the right diamond ring for your loved one.
Determine Your Budget First
Before you go shopping, it’s important to determine how much money you are willing to spend on an engagement ring. Most experts recommend spending two months of your salary on an engagement ring. This may not be possible for everyone, but it is a good benchmark when shopping around. Once you have established a budget, stick to it! It’s easy to get carried away when trying to impress the one you love, but it’s important that you don’t bite off more than you can chew when it comes to financing an engagement ring.
Choose the Right Cut
Most people know about the round brilliant cut, pear-shaped cut, marquise cut and emerald cut diamonds. But what exactly are the differences between these cuts? And which ones look best on a woman's finger?
The most popular diamond shapes are round and princess cuts, while other popular diamond cuts include oval, marquise, pear, cushion and radiant. As you’re shopping for diamond rings, it’s important to consider which diamond shape will look best on your loved one’s hand. For example, women with short fingers should opt for a ring that elongates their fingers while women with longer fingers can wear any shape they like. Additionally, the style of your setting will also affect how your stone appears.
Think About Carat Size
The carat-size of the stone is one of the first things people notice about a diamond engagement ring. It will also have a big impact on how much you pay for your ring. Most women prefer a carat size that is at least one half of a carat. This will ensure that the stone is noticeable, but not too large.
If money is no object and you can afford it, go ahead and opt for a larger stone. You can also look for multiple stones, which may be more affordable than buying one large diamond.
Consider Color and Clarity
Before choosing a diamond for an engagement ring, you need to know about color and clarity. Color is graded on a scale from D (colorless) to Z (light yellow). The most expensive diamonds are colorless. Slight tints of yellow or brown will affect the price significantly, but the naked eye may not be able to tell if the diamond is just slightly off-color.
Another factor that affects the value of diamonds is clarity. This refers to the presence of internal flaws or imperfections called inclusions. These can be crystals of a foreign material or structural defects such as tiny cracks that occur while the diamond is being formed in nature.
Look for Certification
Your quest for the perfect diamond will take you to many different jewelry stores and websites, where you'll be exposed to a dizzying array of shapes, sizes and prices.
It's important to know what you're looking at, especially when it comes to diamond certification. With so many different types of certification floating around, it can be confusing to understand just what they mean and how they can impact the value of the diamond you're looking at.
One of the most common types of certifications is offered by the Gemological Institute of America (GIA). GIA is the world's foremost authority on diamonds and other precious stones, and its certificates are considered among the most reliable in the industry.
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